Make Your Credit Less Scary

Forget the vampires and zombies, damaging your credit is a terrifying thought and improving and maintaining a good credit score isn’t as scary as you think. Here are some tricks to protect your credit score and get a credit treat.


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 Credit repair refers to the process of improving your credit score by removing inaccurate, outdated, or unverifiable information from your credit report. A credit score is a numerical representation of a person's creditworthiness, which is based on their credit history. To repair your credit, you can follow these steps: Obtain a copy of your credit report from each of the three major credit reporting agencies (Equifax, Experian, and TransUnion). You are entitled to one free report per year from each agency. Review your credit report and identify any errors or inaccuracies. This may include outdated or incorrect personal information, accounts that don't belong to you, or incorrect payment history. Dispute any errors or inaccuracies with the credit reporting agency that provided the report. You can do this online or by mail. Keep track of your progress and follow up with the credit reporting agency if necessary. The agency is required to investigate your dispute and respond with...
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